IHA offers a wide variety of affordable housing opportunities and supportive services throughout Maryland and south-central Pennsylvania.
The Housing Matters program provides affordable housing opportunities, financial education, and housing counseling services for the working poor, seniors on fixed incomes, and individuals or families with disadvantages and/or disabilities, to give them the knowledge and resources they need to achieve economic stability and a higher quality of life.
Financial education and housing counseling is crucial toward making a difference in the lives of residents who are at risk of losing their homes through foreclosure, vulnerable to identity theft and debt reduction scams, and/or unable to create and manage household budgets that foster credit repair and asset building, such as home ownership.
IHA’s Purchase-Repair Homeownership Program provides affordable homeownership opportunities to families and individuals in Carroll, Frederick, and Washington counties. Program participants receive free technical assistance from IHA through the entire homeownership process, from credit repair and budgeting counseling, preparing the loan application, locating and placing an appropriate home under contract, how to repair and maintain their home, as well as on-going post-purchase counseling to eliminate any chance of foreclosure in the future. The entire community benefits by revitalizing neglected communities, reusing infrastructure and preserving existing housing.
IHA provides a broad range of affordable rental opportunities including family and senior housing. Our communities include amenities such as special needs units, outdoor recreation areas, multipurpose rooms, exercise space and equipment, libraries and computer rooms, and supportive services. IHA also provides in-house property management services.
Building on our experience of addressing the challenges of those we serve and by leveraging partnerships, IHA’s programs go beyond “Sticks and Bricks” to build vibrant and sustainable communities to meet the needs of our residents.