Meet Beatrice & Read About Her Pathway to Homeownership!

inte8821 • May 14, 2018

A very happy day in 2017, but Beatrice’s life hasn’t always been so happy. Married in Cameroon to her partner of 10 years in 1997, her husband left her in 1998 to come to the United States. Three years later, Beatrice joined her husband in the U.S. only to discover he was a different person.

The physical and mental abuse began immediately, and it was only after her oldest son, then 6 years old in 2011, stood up to his father asking him not to beat his mother. The father then turned on the boy, so Beatrice called 9.1.1. and the father was removed from the home of Beatrice and her 3 children. That was when she found out that her husband had borrowed a lot of money in her name only.
She knew she couldn’t afford to pay the money back, so she sold her home and paid off the tremendous debt her husband had kept hidden from her. She knew she was starting over, but never afraid of hard work, Beatrice continued to persevere. She worked the night shift at Frederick Memorial Hospital so she could care for her children during the day. She sought help from Heartly House and was given good advice on how to overcome the trauma a victim of domestic violence experiences. The Housing Authority helped her to find a place to live and referred her to the Prosperity Center’s Credit Café.

At the Credit Café, her advisor told her to “stick to Miss Carol and you are going to be blessed.” He was referring to Carol Riggles, IHA’s Homeownership Program Manager. And that is exactly what Beatrice did. She learned how to manage her credit, reduce her debt, raise her credit scores and save for the future.

This May, Beatrice will purchase a home in a wonderful neighborhood near excellent schools and not far from work. Beatrice says, “All I want is for my children to have a good life.” When asked what her next goal in life will be, Beatrice said she plans to move up her career path from a Certified Nursing Assistant to a Licensed Practical Nurse. We all have no doubt that Beatrice will make her new dream come true as well.

September 2, 2026
A quarter of grant wins, community partnerships, and small moments that remind us why this work matters. Here's what's been happening at Interfaith Housing Alliance since the summer. GRANTS & FUNDING: Four New Grants Fuel IHA's Work This Quarter Interfaith Housing Alliance is proud to announce four funding awards totaling $220,000 during the last quarter from our community partners. In June 2026, IHA was awarded a $30,000 grant by Ausherman Family Foundation. This capacity-building grant will provide funding support for the organization during its transition to new leadership. It will also support IHA's work with key community consultants with the goal of recentering IHA's programs and services in Frederick, MD. In July 2026, IHA was awarded a $125,000 grant from Morgan Stanley. This operational grant supports IHA in its ongoing quest to create and provide affordable housing opportunities for low- to moderate-income (LMI) community members. It also supports IHA's continued community programming, which provides access to financial education and affordable homeownership opportunities. In August 2026, IHA received two funding awards in support of IHA's Financial Dignity and Empowerment Services. IHA was awarded a $30,000 grant from the Maryland Department of Housing and Community Development's (DHCD) Maryland Housing Counseling Fund (MHCF). IHA was also awarded a $35,000 grant by Rural Maryland Council (RMC) through their Maryland Agricultural Education and Rural Development Assistance Fund (MAERDAF) program. These grants will support the full spectrum of community programming IHA offers, including group educational workshops on financial health, individualized financial coaching and housing counseling, and pathways to affordable homeownership. We are deeply grateful to these partners for their continued investment in this community.
By Vickie Mills June 2, 2026
Exciting, the final renovations of the last two units are underway at Weinberg House, a long-standing affordable senior living community in Fredrick, Maryland. Originally built in 1994, the property provided safe, stable housing for older adults for decades. Renovations began on May 1, 2023. At that time, they had a total of 23 units to renovate. The renovations included freshly painted walls, new carpet in the bedrooms, new flooring in the other rooms, new cabinets in the bathroom, as well as new kitchen cupboards, fixtures and new appliances. The final two units will be ready for lease up June 15, 2026. The renovation of Weinberg House represents a meaningful investment in both people and place. By modernizing the property while protecting its mission, this project will help ensure that affordable, welcoming housing remains available for seniors for years to come. It is an encouraging example of how thoughtful redevelopment can strengthen communities and honor the residents who call them home.
By Rachel Gardner June 2, 2026
In March 2026, IHA was awarded a $50,000 grant through the Frederick County Government’s Helping Empower Area Resources Together (HEART). These one-time operational funds were awarded to mitigate the effects of the longest federal government shutdown in history. This grant has allowed IHA to continue providing essential programs and services to Frederick County residents despite challenges at the federal level. IHA was also awarded a $5,000 grant from the City of Frederick through the Community Promotion Grant program. This grant supports aging in place and youth development needs among City residents through IHA’s Supportive Services. The program serves residents of IHA’s senior and multi-family affordable rental communities at 222 Broadway Street (Weinberg House) and 520 N. Market Street, respectively. In April 2026, IHA was also awarded a $25,000 Community Partnership Grant from Frederick County Government. This grant supports IHA’s full range of Financial Dignity and Empowerment Services, including our homeownership and financial education programming. IHA’s Purchase-Repair Program provides an avenue to homeownership for those who otherwise would not qualify for a traditional home loan. In Credit Café, participants work specifically on improving their credit. Financial Freedom Bootcamp helps participants improve their skills in budgeting, saving, debt reduction, and financial goal setting. The Frederick Affordable Housing Incubator (FAHI) brings multiple sectors together to increase the affordable housing inventory in Frederick County.
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