In Remembrance of those lost during the Pandemic
Carol Riggles • June 1, 2021
In Remembrance of those lost during the Pandemic
“I would like to honor three special people: John Carmack, Timothy Overs and Barbara Myers. John Carmack was my Father. He did not die of Covid but cancer during the pandemic. Losing him during the pandemic affected how he lived his last days, the visitors he could have and how he was able to be mourned by his love ones. Timothy Overs and Barbara Myers did pass from Covid. They both resided in a nursing home that I would visit so there was no good-bye. When I visited them last, I had no idea that would be the last time I saw them.”
Picture memories/details from the above collage are below:
“The keepsake I would like to share is bird feeders and the significance of the Cardinal to me. My Dad loved to feed and watch the birds and squirrels. The bird feeder in the photo and many more feeders are now in my yard feeding the birds in his memory everyday just as he would have done. However, as many may know, the cardinal is said to appear when angels (loved ones passed) are near. So for me, every time I see a cardinal I actually say out loud, "Hi Dad", or "Hi Mr. Tim" or even "Hi Barb". I drive for a living, so whether I am looking in my backyard or driving around Frederick County for work, I know these three individuals are near all the time by the presence of the Cardinal.”
“This photo means a lot to me because my grandmother meant everything to me. She was not only my grandmother but she was like my mother. We were so close. I always had her as my go to. This is a photo while she was in the hospital and I was at her bedside. I stood by her until she couldn't fight her battle any longer. My grandmother will always remain in my heart.”
“This small hand painted rock is my most precious memento, reminding me of my mother who I lost during the pandemic. My mother was an avid painter, not professional, but just for her own enjoyment. When we were children, she painted a mural on our large picture window to celebrate every holiday. She volunteered for every school event that required posters and decorations. In her mid-40’s, Mom was diagnosed with rheumatoid arthritis. In her mid-50’s she became a resident with Way Station, no longer able to support herself and was also suffering from mental illness that she had been dealing with since her late 20’s. This rock was her gift to me one Christmas and represented her attempt to conquer her arthritis pain and to create something of value out of nothing. I have treasured it ever since.”
If you would like to share your remembrance of someone you lost during the pandemic, please send it to ciggles@interfaithhousing.org
and we will be happy to include it in our next newsletter.
Maryland and Frederick County: A Growing Housing Affordability Crisis Each year around this time, I share data that highlights the growing challenge of housing affordability in Maryland—and this year is no exception. Maryland now ranks as the 8th most expensive state in terms of wages needed to afford a modest two-bedroom apartment. A worker must earn $39.15 per hour —or nearly $81,450 annually —just to meet that threshold. Unfortunately, the situation in Frederick County is even more severe. Alongside Calvert and Charles counties, Frederick tops the list, requiring a staggering $44.50 per hour —equivalent to $92,560 annually —to afford a two-bedroom apartment. Meanwhile, the average renter in Frederick earns just $18.25 per hour , which translates to an affordable rent of only $949 per month —far below what the market demands. This stark disparity is exactly why the mission of Interfaith Housing Alliance (IHA) is so critical. We are committed to addressing these inequities and advocating for solutions that make safe, stable housing accessible to all. Below, you’ll find the 2025 data from the National Low Income Housing Coalition , detailing housing affordability across Maryland and its counties.
Interfaith Housing Alliance (IHA) is proud to announce two funding awards received this quarter from community partners. In July 2025, IHA received a $3,500 grant from The Croteau Family Charitable Gift Fund, which is a donor-advised fund (DAF) held at T. Rowe Price Charitable. IHA also received a $5,000 grant from The Natelli Communities Charitable Fund of The Community Foundation of Frederick County. These unrestricted funds will support all of IHA’s endeavors in strengthening the many communities we serve.
Money can sometimes feel overwhelming—but it doesn’t have to! This October, Interfaith Housing Alliance is offering our next Financial Freedom Bootcamp, a free, two-part workshop designed to help you take positive steps toward financial stability and confidence. The bootcamp kicks off with an in-person workshop on October 15th from 5:30–7:00pm, where participants will explore the building blocks of financial health. You’ll learn how to create a budget that actually works for your lifestyle, discover the best practices for saving, and walk away with strategies for reducing debt in realistic and manageable ways. After the first session, participants are invited to take part in an optional virtual Credit Café, a supportive space to dive deeper into questions about credit and money management. This extra resource helps reinforce what you’ve learned and gives you the chance to connect with others working toward similar goals. The second workshop will be held virtually on October 29th from 5:30–7:00pm, making it convenient to join from home. This session will focus on building confidence when communicating with creditors, understanding your credit, and setting SMART goals to stay on track for the future. Together, these two sessions provide practical, easy-to-use tools to support your financial journey. No matter where you are starting from—whether you’re new to budgeting, trying to rebuild your credit, or just looking for ways to feel more in control—Financial Freedom Bootcamp is a welcoming and encouraging place to begin. At a Glance What : Financial Freedom Bootcamp – free, two-part workshop series When: October 15th (in-person) & October 29th (virtual), both 5:30–7:00pm Topics: Budgeting, saving, debt reduction, credit confidence, SMART goal setting Extras: Optional virtual Credit Café between sessions Register: Contact Lacy Allen at lames@interfaithhousing.org or 301-662-4425 ext. 1203