Brunswick and IHA Have a Long History of Partnership and Progress and it is still going strong!

Carol Riggles • May 31, 2022

Brunswick and IHA Have a Long History of Partnership and Progress and it is still going strong!

IHA began its venture into the Mutual Self-Help Homeownership Program, financed by USDA Rural Development and guided by NCALL (National Council on Agricultural Life & Labor Research Fund, Inc.), with our Mountain View Homes community in Brunswick, MD that provided homeownership opportunities to low-income families in the 1990’s. 



The Mountain View Homes community joined families together with the shared goal of creating a better future for themselves and future generations.  They worked together for months to build their homes, providing 65% of the labor required to make their dream affordable.  Twenty-two new homes were built with much love and hard work and six of them are still owned by those who helped to build them.  The rest have provided an additional 31 families the opportunity of homeownership. 


Although Interfaith Housing Alliance is committed to providing housing solutions of nearly every kind, its flagship programs have been geared to homeownership. These programs follow the mission of the organization to build community and to strengthen the economic stability of seniors, working families and individuals. 


Homeownership represents the ultimate investment, building wealth through home equity to ensure economic security and gaining a strong sense of belonging to a community through ownership. 


IHA’s Purchase Repair Homeownership Program, offered in Carroll, Frederick and Washington counties, continues our long relationship with Brunswick.  Through help from IHA’s homeownership and financial counseling, 14 more families have become first-time homebuyers in Brunswick. 



Brunswick is a wonderful place to call home.  Known for its railroad and canal heritage, abundant outdoor recreational opportunities, new and vintage affordable homes, quaint shops and eateries, Brunswick proclaims itself to be a big town with small city ambiance and a friendly atmosphere. 


IHA is also pleased to announce that a new mixed-income rental community, The Residences at Railroad Square, is on its way, combining historic restoration along with new construction.  Amenities will include secure parking, elevator access, fitness center, pocket parks, community multi-purpose rooms and rooftop patio.  The addition of these 45 apartments will contribute greatly to the growth and success of the many small Mom & Pop businesses in downtown Brunswick. 



Also included will be The Shoppes at Railroad Square which will add approximately 15,000 square feet of retail/office space. The space will be a combination of new construction and renovated ground level retail in the adjacent Mommer’s Building, a prominent historic landmark located at the intersection of Potomac Street and Maple Avenue, directly across from Brunswick’s City Hall. The renovation of this 3-story building will include ground level retail space and 3 affordable apartments on the upper level. 


Other components of the project include the restoration and adaptive reuse of the historic Brunswick Train Station for community and cultural uses, several pocket parks and green space areas for community events and seasonal activities and surface parking lot that will provide additional parking for Railroad Square and community events. 


By Jodie Ostoich September 8, 2025
Maryland and Frederick County: A Growing Housing Affordability Crisis Each year around this time, I share data that highlights the growing challenge of housing affordability in Maryland—and this year is no exception. Maryland now ranks as the 8th most expensive state in terms of wages needed to afford a modest two-bedroom apartment. A worker must earn $39.15 per hour —or nearly $81,450 annually —just to meet that threshold. Unfortunately, the situation in Frederick County is even more severe. Alongside Calvert and Charles counties, Frederick tops the list, requiring a staggering $44.50 per hour —equivalent to $92,560 annually —to afford a two-bedroom apartment.  Meanwhile, the average renter in Frederick earns just $18.25 per hour , which translates to an affordable rent of only $949 per month —far below what the market demands. This stark disparity is exactly why the mission of Interfaith Housing Alliance (IHA) is so critical. We are committed to addressing these inequities and advocating for solutions that make safe, stable housing accessible to all. Below, you’ll find the 2025 data from the National Low Income Housing Coalition , detailing housing affordability across Maryland and its counties.
By Rachel Gardner September 8, 2025
Interfaith Housing Alliance (IHA) is proud to announce two funding awards received this quarter from community partners. In July 2025, IHA received a $3,500 grant from The Croteau Family Charitable Gift Fund, which is a donor-advised fund (DAF) held at T. Rowe Price Charitable. IHA also received a $5,000 grant from The Natelli Communities Charitable Fund of The Community Foundation of Frederick County. These unrestricted funds will support all of IHA’s endeavors in strengthening the many communities we serve.
By Lacy Allen September 8, 2025
Money can sometimes feel overwhelming—but it doesn’t have to! This October, Interfaith Housing Alliance is offering our next Financial Freedom Bootcamp, a free, two-part workshop designed to help you take positive steps toward financial stability and confidence.  The bootcamp kicks off with an in-person workshop on October 15th from 5:30–7:00pm, where participants will explore the building blocks of financial health. You’ll learn how to create a budget that actually works for your lifestyle, discover the best practices for saving, and walk away with strategies for reducing debt in realistic and manageable ways. After the first session, participants are invited to take part in an optional virtual Credit Café, a supportive space to dive deeper into questions about credit and money management. This extra resource helps reinforce what you’ve learned and gives you the chance to connect with others working toward similar goals. The second workshop will be held virtually on October 29th from 5:30–7:00pm, making it convenient to join from home. This session will focus on building confidence when communicating with creditors, understanding your credit, and setting SMART goals to stay on track for the future. Together, these two sessions provide practical, easy-to-use tools to support your financial journey. No matter where you are starting from—whether you’re new to budgeting, trying to rebuild your credit, or just looking for ways to feel more in control—Financial Freedom Bootcamp is a welcoming and encouraging place to begin. At a Glance What : Financial Freedom Bootcamp – free, two-part workshop series When: October 15th (in-person) & October 29th (virtual), both 5:30–7:00pm Topics: Budgeting, saving, debt reduction, credit confidence, SMART goal setting Extras: Optional virtual Credit Café between sessions Register: Contact Lacy Allen at lames@interfaithhousing.org or 301-662-4425 ext. 1203
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