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June 18, 2013

Homeownership 101 Workshop

In Homeownership 101, potential homebuyers will learn the roles and responsibilities for themselves and the professionals they will encounter along the way. A real estate agent will walk through the process and help explain how an agent and a buyer work together to search for a home and make an offer. A mortgage broker will explain the loan application process and different programs available to the first time buyer. Finally a title insurance agent will introduce the vocabulary used in the closing process and the documents necessary for purchasing a home.
In addition IHA staff will introduce the Self-Help Purchase-Repair Homeownership Program which available in conjunction with a grant awarded by the USDA. This gives us the opportunity to pre-qualify low income buyers and help them through the purchase process of an already existing home. This is a win-win for the owner, the neighborhood and the community because the low interest loan includes a budget for repairs and has no down payment. Homes are available for purchase in Frederick, Carroll and Washington Counties.
Speakers for this series include Mary Ford Nail from Real Estate Teams LLC, Vicky Weldon with Wells Fargo Home Mortgage and Dan Martz of United Title Service LLC. The workshop is offered free of charge and refreshments will be provided.
Homeownership 101 is offered through “Housing Matters”, IHA’s financial literacy and education program that provides workshops to potential homeowners and community members on a number of topics. Through Housing Matters, IHA also works in conjunction with numerous partner non-profits to provide training for their clientele.
To attend the workshop on June 18th, and receive information about time and location, please register by calling Mary-Ellen Mitchell at IHA at 301-662-4225 or by emailing her at

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