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March 30,2014

Homeownership 101 in patnership with Delta Sigma Theta Sorority

IHA is pleased to announce the partnership between IHA and the Delta Sigma Theta Sorority in hosting “ Homeownership 101” on Sunday, March 30th at the C. Burr Artz Library community room on Patrick St. in downtown Frederick. The Deltas are providing lunch too!

See flyer for registration information. Attendees must register to attend.

Please consider sharing this with those in your circle who might benefit: employees, co-workers, clients, etc. We are hoping that working families and individuals can attend, given that the event is on a weekend. We can host up to 100 attendees.

Buying a home can be so confusing and IHA hopes to demystify the process in this workshop.

In Homeownership 101, potential homebuyers will learn the roles and responsibilities for themselves and the professionals they will encounter along the way. A real estate agent will walk through the process and help explain how an agent and a buyer work together to search for a home and make an offer. A mortgage broker will explain the loan application process and different programs available to the first time buyer. Finally a title insurance agent will introduce the vocabulary used in the closing process and the documents necessary for purchasing a home.

In addition IHA staff will introduce the Purchase-Repair Homeownership Program which is available in conjunction with a grant awarded by the USDA. This gives us the opportunity to pre-qualify low income buyers and help them through the purchase process of an already existing home. The low interest USDA loan includes a budget for repairs and has no down payment. Homes are available for purchase in Frederick, Carroll and Washington Counties.

Speakers for this series include Mary Ford Nail from Real Estate Teams LLC, Vicky Weldon with Wells Fargo Home Mortgage and Dan Martz of United Title Service LLC. The workshop is offered free of charge.

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