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Homeownership

Building Homes to Build Community

IHA has been providing affordable homeownership opportunities since 1995 when the first community, Mountain View Homes, was constructed in Brunswick, Maryland. Since then, IHA has constructed or rehabbed over 460 homes for purchase.

IHA’s Purchase-Repair Homeownership Program provides affordable homeownership opportunities to low and very low income families and individuals that wouldn’t otherwise qualify for a traditional mortgage. Program participants receive free technical assistance from IHA through the entire homeownership process, from credit repair and budget counseling, preparation of the loan application, locating and placing an appropriate home under contract, how to repair and maintain their home, as well as on-going post-purchase counseling to eliminate any chance of foreclosure in the future. The entire community benefits by revitalizing neglected communities, reusing infrastructure and preserving existing housing. This program is currently available in Carroll, Frederick, and Washington counties in Maryland.

Testimonial from one of IHA’s Self-Help Community Participants