Homebuyer and Financial Education

A Training and Support Program for
Maryland's Future Homeowners

HOW CAN HOMEBUYER EDUCATION HELP YOU?
The Homebuyer Education program can help you budget your money better, solve credit problems, learn the home buying process, and protect your new investment in both your house and community. It is designed to be an effective tool for developing potential qualified homebuyers.  Interfaith Housing Alliance provides group and individual credit, money management, and pre- and post-purchase homeownership education. Our goal is to suggest a plan of action to assist you in becoming a successful homeowner and maintain homeownership.

MANAGE YOUR MONEY
- Calculate the income needed for homeownership
- Set goals
- Plan to save
- Develop your spending and savings plan

GET A GOOD CREDIT RATING
- Obtain your credit report
- Establish good credit
- Repair bad credit
- Plan to improve credit

PREPARE FOR HOMEOWNERSHIP
- Shop for a mortgage
- Shop for a home
- Shop for insurance
-  Go to settlement

PROTECT YOUR INVESTMENT
- Maintain and repair your house
- Budget for repairs
- Beware of Predatory Lenders
- Stick to your spending and savings plan
- Build your community

FIRST TIME HOMEBUYER WORKSHOPS
The First-Time Homebuyer Training Workshops are one-day classes.  You can apply to attend our workshops by contacting Barbara Hallowell bhallowell (AT) interfaithhousing.org. Please click here to download our application and instructions.

PERSONAL CREDIT & FINANCIAL EDUCATION
These private, confidential sessions allow our Homeownership Educators to give individual advice and a tailored plan to assist a potential homebuyer in receiving a mortgage pre-approval.  The advice may cover topics such as repairing or rebuilding credit, saving, reducing debt, or other identified barriers.  Please click here to download our application and instructions.

The Homeownership Center serves future homebuyers throughout the State of Maryland.

Accreditations/Affiliations
NeighborWorks Chartered Member and Certified Educator
Maryland Association of Housing Counselors
Maryland Standards of Excellence
Pennsylvania Standards of Excellence